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Why have Private Medical Insurance?

This enables individuals to get private medical care when required, at a time and place which suits them, with a consultant or surgeon of their choice (this is not possible in the NHS) and the insurer covers all or most of the costs depending on the cover taken out.  Private Medical Insurance can help to avoid long waiting lists to see a specialist for treatment or diagnosis. This form of health insurance will typically only cover acute health conditions only.

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