Mortgages & Lending

Understanding which mortgage is right for you can appear as complicated as 'rocket science'. There is so much choice, lots to consider and an abundance of opinions and all of it in 'financial 'speak'! Not to mention the questions. Fixed or Tracker? What's best? How long for? Who with? How much deposit? How fast?

Key Life strips it right back to basics; whether you're looking to secure a mortgage as a first-time buyer, a buy-to-let, a foreign national, a remortgage, or a mortgage that gives you the best return on your investment. We turn the financial jargon into advice, that is simple to understand and gets you the result you are looking for.

Our qualified advisors will work with you from the start through to the finish line, pre-empting any obstacles along the way.  The whole process becomes easy and efficient with us by your side.

Our mortgage solutions cover:
  • Residential Purchase and Remortgage
  • Consumer Buy to Let
  • Let to Buy
  • Commercial Buy to Let Mortgages*
  • Ltd Company Buy to Let*
  • Contractor Mortgages
  • Bridging Finance
  • HMO Lending


Would you like to know more about mortgages? Visit our Mortgage Jargon Page.



*These products are regulated by the Financial Conduct Authority.


Protection & Insurance

Life comes with no guarantees and every now and again, a curve ball may be thrown your way. Preparing for unforeseen situations ensures you and your loved ones are taken care of should you experience redundancy, severe illness, trauma or more seriously, death. Talking to us, you will receive unbiased advice, information on the different policies available and suggestions on what is best for you when it comes to protecting you and your family.

Protection isn't just about your personal life. If you are an entrepreneur of a small to medium sized business, there is a wealth of protection you should be considering.

Our Protection & Insurance solutions include:
  • Life Insurance
  • Whole of Life Assurance
  • Critical Illness
  • Relevant Life Insurance
  • Income Protection
  • Key Person Cover
  • Private Medical Cover
  • Shareholder Protection
  • Business Loan Protection



Visit our Life Insurance Jargon Buster Page



Contact us today for a no-obligation protection review.


Commercial Finance

We are specialists in the healthcare sector and within this niche market have an expertise in Pharmacy Finance. Here at Key Life, we understand that running your own business sometimes requires extra finance, whether you are expanding or require additional funds to stabilise cash flow we can help you source the right type of finance for your needs.

Our commercial finance solutions cover:
  • Bridging Loans
  • Ltd Company Buy to Let
  • Commercial Mortgages
  • Cash Flow Finance
  • Development Finance
  • Invoice Financing
  • Asset Finance
  • Enterprise Finance Guarantee

Key Life Financial Services are an Accredited member of the National Association of Commercial Finance Brokers (NACFB).




These products are not regulated by the Financial Conduct Authority


General & Commercial Insurance

As the old adage goes; 'you can never be too careful.' Given the busy, stressful lives we lead today, speaking to an expert who can advise what is best for you can take the pressure off! Having an advisor consult and take the time to really understand your specific needs to provide you a bespoke solution is a welcome service. You can speak to us and be confident we have sourced the right deal for you.

Our General Insurance solutions cover:
  • Home Insurance
  • Landlords (BTL) Insurance*
  • Tenants Contents
  • Non Standard insurances including unoccupied, underpinned, holiday homes etc




Whether you are a sole trader just starting, out or have been in business a while, protecting your business ultimately means protecting you. You have put your heart, soul and savings into your business and protecting potential loss from any unfortunate circumstance is the single, all-important investment you can make. Protecting your business from situations involving theft and property damage, to employee grievances, accidents and much, much more can all be laid to rest by talking to us.

Our Commercial Insurance solutions cover:
  • Commercial Property Owners*
  • Public & Employers Liability*
  • Product Liability*
  • Fleet Insurance*
  • Professional Indemnity*
  • Commercial Combined*
  • Shop & Office Insurance*
  • Unoccupied Properties*
  • Contractors All Risk*
  • Catering & Event*
  • Cyber & Crime Insurance


*Not all of these products are regulated by the Financial Conduct Authority.